Fourteen free calculators for home buyers: monthly payments, how much house you can afford, loan types, closing costs and the cost of borrowing.
- Mortgage CalculatorMonthly payment with tax, insurance, PMI and HOA.
- Home Affordability CalculatorHow much house your income and debts support.
- Down Payment CalculatorDown payment amounts and how long to save.
- PMI CalculatorMonthly PMI and when it drops off.
- Amortization Schedule CalculatorYear-by-year principal, interest and balance.
- Mortgage Payoff CalculatorTime and interest saved with extra payments.
- Refinance CalculatorNew payment, monthly savings and break-even.
- FHA Loan CalculatorFHA payment with upfront and annual MIP.
- VA Loan CalculatorVA payment with the funding fee.
- Closing Cost CalculatorItemized buyer closing costs and cash to close.
- Rent vs Buy CalculatorCompare the cost of renting and owning over time.
- Debt-to-Income Ratio CalculatorFront-end and back-end DTI against lender limits.
- HELOC CalculatorAvailable equity line and interest-only payment.
- Mortgage Points CalculatorCost of points and how long to break even.
Frequently asked questions
Which mortgage calculator should I start with?
Start with the home affordability calculator to find a price range, then use the mortgage calculator for the full monthly payment and the closing cost calculator for the cash you need at closing.
Are these mortgage calculators free?
Yes. Every calculator is free, needs no sign-up, and runs in your browser. The numbers you enter are not sent to us.
Are the results a loan offer?
No. The results are estimates for planning. Newly Property is not a lender or broker. Your lender’s Loan Estimate shows the actual rate, payment and costs for your loan.